Free Event – Town Hall For Hope

I will be attending this event this Thursday, now that I found a local place hosting it. Dave Ramsey is a financial writer and radio show host, and he’s very inspirational and has a common sense approach. Check it out. www.townhallforhope.com

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Why You Should Open A TFSA Right NOW

I’m betting that most non-financial minded Canadians are still not aware of a great new option that the Canadian government has now made available to Canadians. The Tax Free Savings Account or TFSA is something that every Canadian 18 and older should open, the sooner the better. The TFSA, similar to the American ROTH, allows […]

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2008 Financial Housekeeping

The first half of 2008 has brought a few changes that have affected my monthly budget and finances, so now is a good time to do some housekeeping and make some adjustments. Three different expenses have gone up for me this year and the most obvious one is gas prices. My monthly gas costs have […]

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Don’t Work Forever – Get A Retirement Plan

Most people don’t want to work forever, but many of you are on track to do just that. It’s never too soon to start saving and investing for retirement- and good news… it’s never too late either! Saving for retirement is one of those things that sounds like a huge stressful, complicated thing that requires […]

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Types of Investments Explained

For those of us who are new to all this investing stuff, knowing what types of investments are out there, what they are, and what the pros and cons are of each can be extremely helpful. But so many sites were over my head when I first started learning. So, based on my own information, […]

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Wise Use of Credit Cards

Credit cards are one of the slippery slopes that get people into the most trouble with their finances. It comes from forgetting that the limit on your credit card is not actually money you have- it’s negative money if you use it. A second common way of thinking that gets people into trouble is the […]

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Dave Ramsey’s Baby Steps to Get Debt Free

Dave Ramsey is a financial radio talk show host, who some people call a guru. He coaches his listeners on how to get debt free and take charge of their money. His website: www.daveramsey.com has lots of information and tools to help you, and you can listen to his 3 hour radio program daily, live […]

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Debt – What, Why, and How to Get Free

You and I both know the truth: our society is obsessed with “stuff”. The signals we get bombarded with daily try to convince us that we can’t be happy, successful or fulfilled unless we have all the cars, gadgets, clothes, vacations, lobster and other “bling” that we think we want. To fund this lifestyle, many […]

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Sample Budget Work Sheet

Here is a sample worksheet that you can start with. It’s just a guide- you will need to create one that is tailored to your situation. My Budget – Jan/07 Monthly Income – Job # 1: – Job # 2: – Child Support Income: Total Monthly Income: —— Fixed Monthly Expenses -Mortgage: -Gas: -Electricity: -Water: […]

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